1) Must be US citizen or legal resident living in the United States for at least 5 consecutive years.
2) Must be 65 years old or on Social Security Disability for 24 months or have End-stage Renal (at any age) or ALS known as Lou Gerig’s Disease.
Depending on your situation, you may or may not be able to delay Medicare enrollment. Your (IEP) Initial Enrollment Period happens in the month you turn 65 regardless if you are working.
• Employers may require you to enroll in Original Medicare (both Parts A and B)
• You have the option to enroll in Original Medicare Part A only during your IEP, then enroll in Original Part B and/or Part D later during a Special Enrollment Period.
Medicare Advantage Plans include Parts A, B, C and sometimes D. Part C are the extras like dental, vision, hearing aids. Part D is drug coverage. To enroll in Medicare Advantage:
Special Needs Plans are offered as Medicare Advantage Plans. They include prescription drug coverage and are designed for those with a chronic illness like diabetes, heart disease, coronary artery disease, COPD, and a blood-clotting disorder. You may also qualify based on your income. We will educate and guide you through the State and Federal programs—that’s where we really simplify the processes. Once qualified, programs offer full and partial “dual eligibility” from the State-Federal Medicaid program. You may get help paying for Part B, deductibles, copays depending on the level of assistance you qualify to receive.
We work with 8-10 insurance companies offering Medicare Advantage Plans. The “best” plan for any individual is the one that fits your medical needs, where your doctors and hospitals are in-network, where you can get your prescriptions at a reasonable cost, and the plan offers the ancillary options that provide extra value to your current needs (dental, vision).
Our services are at no charge to you. We are paid by the insurance companies a standard price deemed by the Centers for Medicare and Medicaid - CMS. Our primary job is to get the right medical plan for your needs.
By submitting this information you will be contacted by a licensed sales agent.